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    <title><![CDATA[Terry Savage - ArcaMax Publishing]]></title>
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	<description><![CDATA[Terry Savage News Feed]]></description>
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	<copyright>Copyright 2026 ArcaMax Publishing</copyright>
	
	
	
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		<title><![CDATA[Terry Savage: Keep private equity and private credit out of your pension plan]]></title>
		<description><![CDATA[Oh, the irony. Just as market headlines reveal huge worries about “private credit” and “private equity,” the Labor Department (which is responsible for the security of pensions and retirement accounts) has proposed new guidelines to allow ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4058642</link>
 
    <pubDate>Apr/01/2026</pubDate>
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		<title><![CDATA[Terry Savage: Who is watching the MEGO numbers?]]></title>
		<description><![CDATA[I call them MEGO numbers. That stands for My Eyes Glaze Over. Sometime the numbers are so huge that they don’t even make a dent in our consciousness. For example, the U.S. National Debt now stands at more than $39 TRILLION. And we will add ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4049670</link>
 
    <pubDate>Mar/23/2026</pubDate>
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		<title><![CDATA[Terry Savage: Aging alone? A trustee can look after your healthcare and financial affairs]]></title>
		<description><![CDATA[What happens when you’re older and alone — with no one you trust to be there in your time of need? If you never had children, or are estranged from them, this is a huge issue. Your friends are aging along with you. Your only relative, a niece,...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4046232</link>
 
    <pubDate>Mar/19/2026</pubDate>
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		<title><![CDATA[Finding the right adviser is key to solid financial plan]]></title>
		<description><![CDATA[Given the chaos in the world, when approaching your personal finances it’s tempting to just cover your head and let things take their course. After all, everything has worked out so far. And a future fraught with things we cannot control is ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4039068</link>
 
    <pubDate>Mar/12/2026</pubDate>
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		<title><![CDATA[Avoid the Heartbreak of Inheriting a Financial Mess]]></title>
		<description><![CDATA[This breaks my heart. Below are two messages I received recently, describing the compounding of grief and financial disaster in the wake of death of a loved one. So, today’s column is dedicated to all those who love their families yet let their ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4030473</link>
 
    <pubDate>Mar/04/2026</pubDate>
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		<title><![CDATA[Terry Savage: Bigger tax refunds are coming to seniors, but only if they file a return]]></title>
		<description><![CDATA[In the coming months, millions of seniors will file their tax returns, and many other seniors will think there is no reason to file a return based on their low income. But not filing — even with low income — could potentially deprive you of a ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4023108</link>
 
    <pubDate>Feb/25/2026</pubDate>
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		<title><![CDATA[Last chance to file the FAFSA for your college student]]></title>
		<description><![CDATA[Time is growing short for parents of high school seniors (and those returning to college for the 2026-27 school year) to file the FAFSA — the Free Application for Federal Student Aid. This is not just for low-income parents to gain access to ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4015778</link>
 
    <pubDate>Feb/18/2026</pubDate>
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		<title><![CDATA[Terry Savage: Artificial intelligence and your future prosperity]]></title>
		<description><![CDATA[Artificial intelligence is coming faster and more furiously than you might have imagined. It has the power to change our society, our economy, our health and our personal relationships in ways that might not be pleasant to dwell on. But you can’...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4009174</link>
 
    <pubDate>Feb/11/2026</pubDate>
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		<title><![CDATA[Making sense of annuity pitches]]></title>
		<description><![CDATA[A decade ago, the insurance industry made a huge annuity sales pitch to pre-retirees, offering them “variable” or “indexed” annuities with potential stock market growth — and typically with an attached rider promising future income. Now,...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4002576</link>
 
    <pubDate>Feb/04/2026</pubDate>
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		<title><![CDATA[Terry Savage: What gold's runup is warning us about]]></title>
		<description><![CDATA[Gold and silver prices have soared in the midst of global geopolitical uncertainty, concerns about the global role of the dollar, long-simmering inflation and general economic uncertainty. Regular readers of my column know that I have always ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-3996640</link>
 
    <pubDate>Jan/28/2026</pubDate>
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		<title><![CDATA[Silver and gold — should you look for hidden treasure?]]></title>
		<description><![CDATA[With the prices of gold and silver bullion making all-time highs, many people are thinking about turning grandma’s sterling silver flatware or grandpa’s collection of gold coins into cash. It could be considered “found money.” But there ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-3995390</link>
 
    <pubDate>Jan/28/2026</pubDate>
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		<title><![CDATA[Is housing about to become more affordable?]]></title>
		<description><![CDATA[With so much attention focused on the stock market, the housing market has faded into the background a bit. Sellers are reluctant to give up their older 3% mortgages to buy another, more expensive house. And buyers balk at the current 6% mortgage ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-3988526</link>
 
    <pubDate>Jan/22/2026</pubDate>
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		<title><![CDATA[Now is the time to figure RMDs and review retirement portfolios]]></title>
		<description><![CDATA[If you are retired, this is the perfect moment to review your investment exposure and — if you will be older than 73 this year — to calculate your required minimum distribution (RMD) and plan for withdrawals from traditional IRAs and employer-...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-3983339</link>
 
    <pubDate>Jan/15/2026</pubDate>
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	  <title><![CDATA[More from Terry Savage on ArcaMax »]]></title>
	  <link>https://www.arcamax.com/terrysavage</link>
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